Roth Ira Contribution Limits 2025 Salary Cap 2025. To be eligible to contribute the maximum amount in 2025, your modified adjusted gross income (magi) must be less than $146,000 (up from $138,000 last year) if single, or $230,000 (up from. For 2025, you can contribute as much as $7,000 to an ira or $8,000 if you're age 50 and older.

Discover the roth ira contribution limits for 2025, and how they can impact your retirement savings. Individual retirement accounts (iras) provide multiple paths to retirement savings.